Simply put, credit unions are about people helping people. Members join together, co-operating on the principles of brotherhood, economic democracy and individual self-help. The credit union's motto says it all: not for profit, not for charity, but for service.
Who is Canning's Employees' Credit Union (CECU)?
Our Mission:
We are a committed and model financial institution operating on sound co-operative and business principles providing quality competitive financial products and services that engender self-reliance and financial independence in our membership.
CECU is a co-operative, financial institution that cares. We offer sound, financial advice and services, in a warm but confidential atmosphere, to help you with your financial needs.
Main Objectives of CECU
- To encourage thrift and regular savings
- To offer financial services of high quality at fair rates
- To educate members in sensible money management to improve their financial condition
- To promote the credit union philosophy.
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The year was 1948 and the Second World War had ended. Trinidad and Tobago were not yet united except under British Colonial Rule. Communism and socialism were the latest buzzwords internationally. The Church, whose concern was to help improve the conditions of the lesser fortunate in society, played an important role in the growth of credit unionism as it fought to improve the community's social problems. It was in this scenario that the concept of a credit union in Canning and Company was conceived.
The story is as follows:
One day a chap named Phenemore Cummings, a porter working for $3.50 cents a week, came to his supervisor Thomas Rampersad in distress and told him how he had owed a moneylender "Mr. Joe" (who worked with them) $5.00 for the past 18 months and all he could afford to pay him was one dollar a week interest. This usury was commonly referred to as "getting a five for a six." Thomas saw an opportunity to put the co-operative concept into practice. He brought everyone together and informed them of Cummings' troubles. He explained to them, if they all saved 25 cents a week they would be able to lend Cummings the $5.00 to pay off Mr. Joe and in return Cummings will pay 10 cents interest. They all agreed. It was at this point that the Credit union philosophy, to which we still adhere, was first put into practice at Canning and Company. |
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What is Your Role as a Credit Union Member? |
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One member, one vote.
The Board of Directors, Credit and Supervisory Committees are directly responsible to the members for the faithful performance of the duties assigned them. Members have the power to elect officers to these positions and to replace any or all who do not perform satisfactorily. This control is exercised at the Annual or Special General Meetings of members.
The Right to Serve
This may take the form of Board or Committee membership, as company liaison officers or by active support of all your credit union activities, plans and projects.
Board of Directors
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Mr. Govind Maharaj,
President
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Ms. Peggy La Guerre
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Mr. Kenny Jalsa,
Vice President
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Mr. Glenroy Forrester
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Ms. Elizabeth Raphael,
Chief Executive Officer
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Mr. Ian Lewis
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Ms. Maria Rivas-Mc Millan,
Secretary
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Mr. Trevor Howell
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Ms. Dian Lopez,
Asst. Secretary
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Mr. Pearl Butler Lopez
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Mr. Calvin Francis
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Alternate:
Mr. Kester Hamlet
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Ms. Terri Ann Braithwaite
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Alternate:
Mr. Ramdath Chadee
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Ms. Carol Roberts |
Directors (from left to right):
Kenny Jalsa Director
Pearl Butler-Lopez Director
Govind Maharaj Director
Terri Ann Brathwaite Director
Trevor Howell Director
Directors (from left to right):
Carol Roberts Director
Kester Hamlet Director
Glenroy Forrester Director
Dian Lopez Director
Directors (from left to right):
Maria Rivas-Mc Millan Secretary
Calvin Francis Director
Elizabeth Raphael Chief Executive Officer
Peggy La Guerre Director
Investment Committee
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Mr. Kenny Jalsa,
Chairman
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Mr. Govind Maharaj
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Mr. Trevor Howell
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Mr. Calvin Francis
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Mr. Jewan Singh
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Mr. Junior Dhoray
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Education Committee
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Ms. Carol Roberts,
Chairperson
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Mr. Gerald Henry
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Mr. Nyland Young
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Mr. Kester Hamlet
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Mr. Junior Dhoray
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Ms. Pearl Butler Lopez
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Delinquency Committee
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Ms. Peggy La Guerre,
Chairperson
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Ms. Deanne Simpson
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Ms. Linda Mentor
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Ms. Deborah Byng
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Mr. Ignatius Blandin
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Ms. Natalie Owen
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Mr. Junior Dhoray
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Ms. Rosemary Ayres
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Building / Maintenance Committee
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Mr. Calvin Francis,
Chairman
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Mr. Roswin James
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Ms. Dian Lopez
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Mr. Govind Maharaj
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Ms. Maria Rivas-Mc Millan
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Mr. Kenny Jalsa
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Information Technology (IT) Committee
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Mr. Kester Hamlet,
Chairman
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Mr. Kenny Jalsa
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Ms. Sandra Johnson
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Ms. Shaleeza Khan Ali
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Ms. Lorraine Ragbir
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Ms. Deanne Simpson
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Mr. Gerald Henry
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Mr. Francis Inniss
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HR / IR Committee
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Mr. Junior Dhoray,
Chairman
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Mr. Glenroy Foster
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Ms. Deanne Simpson
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Mr. Jewan Singh
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Ms. Pearl Butler-Lopez
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Ms. Natalie Owen
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Ms. Dian Lopez
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Marketing Committee
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Ms. Maria Rivas Mc Millan,
Chairperson
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Ms. Lorraine Ragbir
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Mr. Kester Hamlet
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Ms. Terri Ann Brathwaite
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Mr. Glenroy Forrester
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Ms. Dedra Cox |
Nomination / Screening Committee
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Mr. Trevor Howell,
Chairman
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Ms. Dedra Cox
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Ms. Theresa Mendez
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Ms. Margaret Ann Parris
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Ms. Marsha Ali
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Mr. Trevor Fung
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| Mr. Junior Dhoray |
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Mr. Kenny Jalsa |
Credit Committee
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Mr. Junior Dhoray,
Chairman
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Ms. Rosemary Ayres
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Mr. Glen Piontkowski,
Secretary
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Ms. Natalie Owen
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Mr. Gerald Henry
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Mr. Francis Inniss
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Alternate:
Mr. Calvin Francis
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Supervisory Committee
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Ms. Mary Fullerton
Chairperson
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Ms. Susan Longdon
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Ms. Viola Callender
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Alternate:
Mr. Peter Thompson
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Staff
Ms. Elizabeth Raphael - Chief Executive Officer
Ms. Theresa Mendez - Confidential Secretary
Ms. Deanne Simpson - Operations Manager
Ms. Lorraine Ragbir - Marketing Manager
Mr. Nyland Young - Marketing Assistant
Ms. Sandra Johnson - System Administrator
Ms. Deborah Byng - Senior Loans Officer
Ms. Sharon Howard - Loans Officer
Ms. Linda Mentor - Recoveries Officer
Mr. Deion Raphael - Office Clerk
Ms. Charlene Hamblin - Cashier
Mr. Adelio Gomez - Courier |
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