• Loan Rates just 1% on the declining balance.
• Insurance coverage on all Shares and all Loans.
• Life Saving Insurance to ALL members up to a maximum of $75,000 at no cost to the member.
• Loan Protection Insurance to pay off the borrower's outstanding debts up to a stated maximum ($100,000). In the event of death or (permanent disability), the debt dies with the debtor.
• Competitive Dividends on fully paid up shares.
• Tax deductions on savings up to $10,000 in the year of income.
• Fixed Deposits at competitive rates.
• Easy access to loans on the basis of monies saved (shares).
• Special Insurance Rates on Motor Vehicles through COLFIRE Insurance.
• Personalized and courteous service in a confidential atmosphere tailored to your needs.
• Quarterly statements.

Join CECU today.

Contact us for further information on becoming a CECU member.

CECU Member Discounts

Eye Care

Optometrists Today: 20%

• #82 Frederick St. Port of Spain

Everybody's Optical: 10-15%

• # 65 Frederick Street
• #110/112 Frederick St
• Cr. St. Vincent St. & Park St. Port of Spain

Imperial Optical Ltd.: 10%

• Park Plaza, Port of Spain

Ferreira's Optical: 10%

• #94A Frederick Street, Port of Spain

Joyce E. Ali: 10%

• #64A Independence Square, Port of Spain

Furniture and Appliances

American Stores (Nationwide)

• 2% Cash back on Appliances
• 2% Cash back on Electronics
• 3% Cash back on Furniture
• 25% off Regular Price Plus
• 3% Cash back on Appliances
• 3% Cash back on Electronics
• 4% Cash back on Furniture

Lewis Electrical Appliance Centre

• 5% on all appliances
• 10% on parts

Hardware

Nagib Elias and Sons Ltd. (Nationwide)

• 10% on Factory Price ­ All foundation material i.e. bricks and cement
• 10%: All Finishing Materials i.e. paints laminates, Floor and Wall tiles, vinyl electrical cable & conduit fluorescent lights, fixtures etc.
• 15%: All Fixtures i.e. sanitary ware, decorative lighting, fixtures, entrance locks, door handles etc.

Paints

Sissons: 10%

• Obtainable through the retail outlets of Nagib Elias & Sons

Berger Paints

Available at any one of the Berger warehouses:

• Port of Spain — #11 Concessions Rd., Sea Lots
• San Fernando — #9-17 Princess Margaret Street
• Tobago — NIPDEC Warehouse, Gov't Farm Rd., Scarborough
• 15% on Premium Brands — 1-15 gallons
• 5% on Mixed Colours — 1-15 gallons
• 17.5% on Premium Brands — 16 gallons and over
• 7.5% on Mixed Colours ÿ 16 gallons and over

Other

Kamus Auto Centre Ltd.

• 10% Cash Back to be credited to your credit Union shares

Floral Artistry

• 10% off all dried and fresh floral arrangements and bridal bouquets

COLFIRE

• Special Insurance rates on Motor Vehicles through our broker Peter Roberts