CECU can help you make your dreams come true by providing you with all the facilities required to secure the purchase of your home.

Factors that are used to determine monthly payments are:

• Mortgage amount
• Repayment period
• Interest rate applicable
• Earnings/Joint Earnings
• Age.

CECU Short-Term Mortgages

CECU provides its members with short term mortgage financing for periods not exceeding ten (10) years.

Through our strategic alliances with Trinidad and Tobago Mortgage Finance (TTMF) and Home Mortgage Bank (HMB), CECU is also able to provide its members with an array of mortgage options.

CECU Long-Term Mortgage Facilities

For those members who cannot afford to utilize our 10-year loan facility, CECU can provide long-term mortgage facilities with longer repayment periods through our strategic alliance with Trinidad and Tobago Mortgage Finance (TTMF) and Home Mortgage Bank (HMB).

Trinidad and Tobago Mortgage Finance (TTMF) Mortgages

• Maximum repayment period of up to 30 years
• Interest Rates from 8%
• Up to 90% Financing.

Home Mortgage Bank (HMB) Mortgages

• Repayment period of up to 25 years
• Interest Rates from 8.5%
• Up to 90% Financing
• No Prepayment Penalties.

Calculate how much of a mortgage you will qualify for using our Mortgage Qualifier Calculator.

Calculate your monthly mortgage payment using our Mortgage Payment Calculator.

Contact us for further information on these and other mortgage options.